BTC/KES: 8,245,000 2.4% ETH/KES: 392,500 0.8% MERKAR/KES: 161 5.1% TOTAL MARKET: KES 313T 24h VOL: KES 4.2T
Live — 2,847 active investors today

The most trusted crypto investment platform in Kenya

Regulated, insured, and transparent. Buy, sell, and earn daily returns on 200+ cryptocurrencies with instant M-Pesa and Airtel Money deposits.

KES 1.2B
Assets protected
45,000+
Verified users
99.9%
Uptime
FinCEN Registered $300M Protection Fund Proof of Reserves MPC Technology ISO 27001 Certified

Why Merkar is different in 2026

Built with the latest security and compliance standards

Multi-layer Security

Multi-Party Computation (MPC) technology, biometric authentication, and real-time threat detection.

Proof of Reserves

Monthly Merkle tree snapshots verify your balance is fully backed 1:1.

AI-Powered Insights

Real-time market intelligence with pattern recognition and smart alerts.

24/7 Kenyan Support

Local support team with average 2-minute response time.

$300M Protection Fund

Self-funded insurance against security breaches.

200+ Assets

From Bitcoin to new DeFi projects, all vetted for security.

Get started in 5 minutes

Regulated, secure, and insured

1

Create account

Email verification + phone

2

Verify identity

Upload your documents for review

3

Deposit via M-Pesa or Airtel

Instant deposits

4

Start investing

Choose from 200+ assets

Trusted by Kenyan investors

45,000+ verified users and growing

Wanjiku Mwangi

Nairobi • Member since July
"Deposits arrive fast via M-Pesa and Airtel. I have been using Merkar for 8 months and the returns are steady. Good platform for beginners."
Verified investor

James Omondi

Kisumu • Member since January
"The proof of reserves gives me confidence. I know my money is actually backed. Withdrawals are always on time."
Verified investor

Fatuma Ali

Mombasa • Member since March
"Best crypto platform in Kenya. The daily returns are consistent and the support team is always helpful."
Verified investor
Proof of Reserves (Merkle tree verified) 100% reserved
Updated: March 10, 2026

Frequently Asked Questions

Everything you need to know about Merkar

Ready to start earning?

Join 45,000+ Kenyan investors earning daily returns on crypto. Start with as little as KSh 1,000.

Create your account

Deposit methods

Instant, low‑fee funding options

M-Pesa / Airtel
Instant deposits • No fees
Bank transfer
1-2 hours • Free
Bitcoin
Fast • Low fees
Ethereum
ERC-20 tokens
Card
Visa/Mastercard • 2.5% fee
Stablecoins
USDT, USDC, DAI